September--HP-Joe-Brandt

Now that September is here, it’s time to think about things that have been off your radar all summer. If you’re like most people, your jewelry has been pushed to the back burner. Winter will be here again before you know it, and it would be a good idea if you could get to at least a few of the things on the list.

What? You don’t have a list? Well, by all means allow me to provide you with one, because there are things that really should get handled before too much time elapses. (Segue!)

Talk about time, this would be a great time to be sure that you’re on time, by having the battery  in your watch changed before it dies, and while you’re at the jeweler’s, you should take advantage of the free inspection & cleaning that most jewelers offer for your jewelry—especially the things you wear frequently. This will not only keep your jewelry looking its best, but it will help to assure that catches, clasps, and prongs holding stones are secure. (Segue!)

Routine security measures need to be reviewed once a year, and this should include in-home as well as away-from-home issues. Is your “good” jewelry stored in a safe place (and hidden from view) when you’re home, or out for the day? What about when you go on vacation? If you take jewelry with you, will you have a safe place to keep it? If your vacation involves international travel, will your jewelry still be insured? (Segue!)

Joe Brandt

Joe Brandt

On the subject of insurance, the transition of seasons is also a good time to review your homeowner’s insurance policy, and be sure that you understand how your policy works, and that you’re up to date with having your jewelry listed—which should be at current (within the past few years) evaluations on your insurance documents. (Segue!)

Documentation of the provenance of jewelry is something that can always be put off, but I assure you that without a written record, there will eventually come a time when someone in the next generation of your family wonders about the history of the necklace or ring that Mom (or Grandma) loved so much. Sure, you know what the story is—but what happens 20, 30, or 40 years from now? If it’s something that you think your heirs might like to know about, write it down while you are able to do so—there is absolutely no downside.

Of course, none of these things are particularly timely—but if you were to make the effort to get even a few of them handled now, you’ll be way ahead of the game, and there will be much less likelihood that you’ll “fall” behind on your jewelry check-off list as the leaves begin to turn.

Joe Brandt is a local resident, and president of J.L. Brandt Company, offering diversified fine jewelry advisory services to the general public since 1928. Readers are invited to submit questions or comments to [email protected] Names or contact information will not be used for publication, and all inquiries will be answered promptly.